No, your capital is not at risk. We understand that you will still need to be comfortable that your money is safe. Because of this, and to help build your trust in us, all the money you invest plus the full 12-months interest, is deposited in a separate trustee-controlled account on your behalf. This would be used to pay you in the event of any default. The interest offered by the listed 5% p.a. Fixed Interest Bonds, in the ‘Grow’ section of the app, will not fluctuate even in different market conditions. Please note that the bonds are not FCA regulated products, and FSCS protection does not cover the bonds.
Dozens’ Fixed Interest Bonds are allocated, issued and administered by Dozens Savings Plc.