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News from Dozens

Get to know the new ETFs on our investment shelf

20 July 2020

Last October we added the first range of investments to our investment shelf. Now we’re adding 16 more.

At Dozens, we’re committed to making investing less intimidating and more accessible.

We began by redesigning the process to make it less complicated – this is where our swipeable risk assessment, quick affordability checks and fairer fee structure came in.

Then we added strategies that were grouped into themes, so people can invest based on their interests. 

Now we’re adding more strategies so, whatever our customers’ interests or risk level, there’s even more to choose from.

Remember, whenever you invest, whatever you invest in, your capital is at risk, which means the value of your investment could go down as well as up.

We cherry-picked a selection of ETFs from the best fund providers, and are confident that our investment shelf now offers a broad variety of products to suit the interests and varying risk appetites of our customers.

Gemma Steel
Director and General Counsel

World Equities

Asset Class: Shares
Risk Level: 4
Location(s): USA, Japan, UK, France, Canda

Considerations:
The range of sectors brings diversity into the portfolio, which can reduce risk.

Key Risks:
Returns can be affected by exchange rates.

This fund invests in large and mid-sized companies from the world's developed markets from a broad range of sectors including IT, financial services, healthcare, industrials, consumer services, energy and real estate.

 

S&P 500

Asset Class: Shares
Risk Level: 4
Location(s): USA

Considerations:
Specifically chosen form of this investment that minimises currency fluctuation.

Key Risks:
Will be sensitive to economic, market, political or regulatory events happening in the USA.

 This fund invests in the 500 largest companies listed on major stock exchanges in the USA representing all major US industries - often considered to be the best representation of the US stock market.

  

FTSE 100

Asset Class: Shares
Risk Level: 4
Location(s): UK

Considerations:
Specifically chosen form of this investment that minimises currency fluctuation.

Key Risks:
Will be sensitive to economic, market, political or regulatory events happening in the UK.

This fund purchases shares from the 100 largest UK companies trading on the London Stock Exchange, giving you exposure to the cream of the UK's crop.

 

UK Equities

Asset Class: Shares
Risk Level: 4
Location(s): UK 

Considerations:
Any dividends will be distributed to you, so you’ll receive small amounts of income from this fund. 

Key Risks:
Will be sensitive to economic, market, political or regulatory events happening in the UK.

This fund purchases shares from the 100 largest UK companies trading on the London Stock Exchange, giving you exposure to the cream of the UK's crop.

  

UK Short Gilts

Asset Class: Shares
Risk Level: 1
Location(s): UK

Considerations:
Breadth of investment gives you a holistic view of UK companies’ performance.

Key Risks:
Will be sensitive to economic, market, political or regulatory events happening in the UK.

This fund invests in a broad range of UK companies, including small, medium and large sized companies that are listed on the London Stock Exchange. 

  

Global Bonds

Asset Class: Bonds
Risk Level: 2
Location(s): US, Canada, Europe, Asia-Pacific

Considerations:
The bonds are deemed ‘investment grade’ (low probability of defaulting).

Key Risks:
Reliant on the companies being able to make the interest payments and return the principal sum on maturity.

This fund purchases bonds issued by companies or governments throughout the US, Canada, Europe and Asia-Pacific regions, and receives regular interest payments over the life of each bond.

 

Euro Bonds

Asset Class: Bonds
Risk Level: 2
Location(s): Europe

Considerations:
The bonds are deemed ‘investment grade’ (low probability of defaulting).

Key Risks:
Reliant on the companies being able to make the interest payments and return the principal sum on maturity.

This fund purchases bonds issued in Euros, and receives regular interest payments over the life of each bond. 

 

Euro Government Bonds

Asset Class: Bonds
Risk Level: 2
Location(s): Europe

Considerations:
These bonds must have a maturity of at least one year.

Key Risks:
The fund may operate with low volatility so this can mean the interest earned is low. 

This fund purchases bonds issued by European governments, and receives regular interest payments over the life of each bond until it reaches maturity. 

 

US Treasury Bonds

Asset Class: Bonds
Risk Level: 2
Location(s): USA

Considerations:
These bonds must have a maturity of at least one year. 

Key Risks:
The fund may operate with low volatility so this can mean the interest earned is low.  

This fund purchases bonds issued by the US government, and receives regular interest payments over the life of each bond until it reaches maturity. 

 

Euro Stoxx 50

Asset Class: Shares
Risk Level: 5
Location(s): Europe

Considerations:
Breadth of investment gives overview of European market.

Key Risks:
Changes in exchange rates could affect your returns.

The index for this fund is one of the most popular representations of the European market and covers 50 stocks from within the Eurozone. 

 

EM Equity

Asset Class: Shares
Risk Level: 5
Location(s): Southeast Asia

Considerations:
Broad exposure to a large cross-section of emerging market companies.

Key Risks:
Emerging markets could be more risky than developed markets

This fund invests in over 2,800 small, medium and large companies. Over 25% of this fund is invested into Chinese companies and the rest being invested in other Southeast Asian countries, Taiwan, South Korea, India, Brazil. 

 

Japan

Asset Class: Shares
Risk Level: 4
Location(s): Japan

Considerations:
Range of companies means you’re less likely to miss out on potential growth surprises from smaller companies which may otherwise be overlooked.

Key Risks:
Will be sensitive to economic, market, political or regulatory events happening in Japan.

The Japanese stock market is the third largest global economy. The fund owns shares in small, medium and large sized companies in Japan. 

 

China

Asset Class: Shares
Risk Level: 5
Location(s): China

Considerations:
Exposure to larger companies across a wide variety of sectors.

Key Risks:
Will be sensitive to economic, market, political or regulatory events happening in China.

This fund invests in a broad range of the largest Chinese companies whose shares are listed on either one of the Shanghai and Shenzhen Stock Exchanges. 

 

Ageing population

Asset Class: Shares
Risk Level: 4
Location(s): United States, Japan, United Kingdom, Switzerland, Australia, France, China

Considerations:
Investing in both developed and emerging companies within industries that have the potential for rapid growth.

Key Risks:
Changes in exchange rates could affect your returns.

This fund owns shares in companies which generate at least 50% of their revenues from sectors relevant to the growing population of ageing people (defined as 60 years or older), including biopharmaceuticals, life and health insurance, hospital facilities and travel. 

 

Digitalisation

Asset Class: Shares
Risk Level: 4
Location(s): United States, Japan, Germany, France, South Korea, Netherlands, Australia 

Considerations:
Society’s increasing reliance on digital services gives both developed and emerging companies within this sector potential for rapid growth.

Key Risks:
Changes in exchange rates could affect your returns.

This fund owns shares in small, medium and large companies which generate at least 50% of their revenues from sectors within the digitalisation. 

 

USD Bonds

Asset Class: Bonds
Risk Level: 2
Location(s): USA

Considerations:
These bonds must have a maturity of at least one year.

Key Risks:
Will be sensitive to economic, market, political or regulatory events happening in USA.

This fund aims to give an overview of the Bloomberg Barclays U.S. Aggregate Bond Index which measures the investment grade, US Dollar-denominated, fixed-rate taxable bond market. This includes treasuries, government-related and corporate securities, mortgage-backed securities, asset-backed securities and collateralized mortgage-backed securities. 

 

If you’d like to learn more about the new ETFs on our investment shelf, head over to the invest section of the app to browse the full range and get more information.

Capital at risk.

When you invest your money is at risk, as the value of your investment may go down as well as up and you may not get back the amount you originally invested. 

We are not a bank. We are authorised by the Financial Conduct Authority as an e-money institution (FRN 900894) and also as an investment firm (FRN 814281). 

Dozens does not provide financial or tax advice of any kind. If you have any questions with respect to financial or tax matters relevant to your interactions with Dozens and our investment products, or you are unsure about investing, you should consult a professional adviser. 

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